April 24, 2017 / by FairConnect Admin / Finance / 0 comments
Credit penetration in India continues to grow at a record pace, especially in under-served areas of low to medium income borrowers and medium to small businesses. This is being fueled by NBFCs, housing finance and micro finance companies. Several of these small-medium size NBFCs are well managed with good corporate governance practices, have access to […]
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Banking Recapitalization: Reviving growth while addressing the Moral Hazard Issue
November 16, 2017 / by FairConnect Admin / Finance, Resources / 1 comment
GOI could give unlimited support to the performing PSBs to get growth back on track, force some PSBs to improve and dismantle the rest. Full Article here
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Scope to Earn Resilient Superior Returns in Indian Bond Market
May 28, 2017 / by FairConnect Admin / Finance / 0 comments
Study on ‘Defaults in 2016-17 across issuers rated by Four Largest Rating Agencies’ in India: Careful credit selection in BBB / A rated space can lead to ‘Resilient Superior Returns’ Key Highlights: Default rates across the four Largest Rating agencies have shown an ordinal trend and have seen a decline across rating categories for most […]
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Loan Against Property (LAP): LAP ‘A Long-Term Capital Lifeline for MSMEs’
April 27, 2017 / by FairConnect Admin / Finance / 0 comments
‘Loan against Property’ (LAP) market estimated close to Rs. 3 trillion is quite sizeable in relation to overall Indian banking credit to the MSMEs at Rs.8.4 trillion1 as on March 31, 2016. Further, this market is growing at a much faster pace compared to the overall MSME pie and has significantly lower credit losses. The […]
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Retail Credit: ‘High Growth and Reasonable Risk Adjusted Return’
April 24, 2017 / by FairConnect Admin / Finance / 0 comments
Credit penetration in India continues to grow at a record pace, especially in under-served areas of low to medium income borrowers and medium to small businesses. This is being fueled by NBFCs, housing finance and micro finance companies. Several of these small-medium size NBFCs are well managed with good corporate governance practices, have access to […]
Read more